Archive for August, 2010
There is no such answer to this question as it’s down to personal choice. Some people prefer going to Tesco for everything whereas other will look for something different. It depends how much is the value of the goods that you are going to insure and what company offers you the best discount. I always look for online vouchers which help a lot in reducing the cost. Lately, a friend of mine bought Tesco insurance and was able to get 10% discount by using voucher code. Another website called Quidco helps you in saving money by offering good cash back offer. Why not look online for discounts when you can get money off codes?
If you are employed and looking to rent a one bed flat in north west area, then you must be looking something around £400 price mark. However if you have got few years savings, why don’t you think of buying a 2 bed flat where you will use your savings but would get more value for it. However, people have started making money out of it.Chances are if you rent your flat , then you can get around £600 for two bed flat. So, someone else is now paying your mortgage and you’ve got £200 extra to spend every month. You don’t need to worry about council tax and bills as that will be paid by ones who are living in it too.
What do you think about Insurance? How about car insurance, home insurance, mobile insurance, laptop insurance and personal insurance? It’s good to have them but if you would have all then think about the cost that will incur to you every month. Insurance cover do help a lot at times when things go wrong but to afford cost of keeping them for whole year is a big thing too. It’s better to have one insurance that pays for everything. I think Tesco offers insurance valid for all above. It’s like why choose to pay to different companies when you can have a good deal from one.
If you are employed and couple, buying a house must be on your mind. I’ve been trying to look around for mortgage options and found that you can get 85% loan , providing you pay rest 15% deposit. Most of the people go for fixed interest rates as I think its better to pay a certain amount of money every month than going for a plan where you never know when interest rates will increase. Instead of renting a flat, if you do have savings then go for buying a flat as it’s mortgage will be similar to what you will pay as it’s rent.
It really depends for what reason you are applying insurance cover. Insurance will just give you peace of mind and would cover you in your worst times. People take travel insurance which can help you in case you lose your bags / get sick. Home Insurance is probably one of the important things to do, as you need to make sure that in case you lose your job, made redundant, or get sick then there is someone paying those instalments on behalf of you. This is where insurance play important role, it helps you by providing a valuable service. One thing to note is to be careful about what company you choose as there are many scams going around.
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